Every homeowner dreads the possibility of a Chicago foreclosure. This process begins when a homeowner can no longer make mortgage payments on time and the lender begins the process of reclaiming the property. If you are currently going through Chicago foreclosure, or are concerned that it’s only a matter of time due to missed payments, it’s important for you to hire the services of Benjamin Brand, LLP. J. Kevin Benjamin, Esq. is foreclosure attorney in Chicago with 30+ years of experience.
If your property is facing foreclosure, Mr. Benjamin and his associates can help you in the following ways:
Without help, it’s easy to feel frustrated and out of options. You don’t have to go through it alone. Plus, depending on your situation, you can emerge from the foreclosure process with a decent credit score and get on with your life. For example, you can get an automatic stay and restructure your outstanding mortgage payments by filing for Chapter 13 bankruptcy. A skilled bankruptcy and foreclosure attorney like J. Kevin Benjamin can help you explore your options and decide which one is best given your situation.
Contrary to popular belief, most lenders don’t want to foreclose on their borrowers. In fact, if there’s another option available, lenders often take it. An experienced foreclosure defense attorney knows the ins and outs of foreclosure law and can negotiate on your behalf. With help from an attorney, you and your lender may be able to agree on a short sale, a mortgage loan modification, or another solution that benefits everyone. In some cases, you may be able to keep your house or walk away from the situation without devastating your credit score.
Don’t wait for a foreclosure notice to call your Chicago bankruptcy attorney. The moment you realize that you’re going to miss a mortgage payment, get on the phone with J. Kevin Benjamin, Esq. Mr. Benjamin and his team can help you make sense of your finances. In the end, together you can come up with a solution to help you avoid foreclosure in Chicago altogether. Even if your lender presents you with a foreclosure notice, Mr. Benjamin can challenge their grounds for doing so.
The earlier you contact Benjamin Brand, LLP, the better chance you have of getting through the foreclosure process with your pride and home intact. Mr. Benjamin is a foreclosure attorney in Chicago. He is a member of the Federal Trial Bar and U.S. Tax Court. Mr. Benjamin is licensed to practice before the Supreme Court.
The attorneys at Benjamin Brand LLP can help understand your options when it come keeping your home and protecting your assets.
Bankruptcy is a last resort. There may be alternatives that can help you deal with the financial burden. Call us at 312.853.3100 for more information about our areas of expertise and to find out if bankruptcy is the best option for you.