The only practical way to stop the garnishment of your wages is through filing for Chapter 7 bankruptcy or
Chapter 13 bankruptcy. When you file for bankruptcy protection under either of these chapters, part of that protection includes an automatic stay. This is an injunction that stops wage garnishment, foreclosure, lawsuits and all collection activity against you the moment a bankruptcy petition is filed. All collections activities must cease immediately after you file for bankruptcy under penalty of law. This includes the garnishment of your wages.
PLEASE NOTE: A wage garnishment based on unpaid child support or spousal support will be exempt from the automatic stay.
At Benjamin Brand, LLP our Chicago wage garnishment lawyers can help you stop wage garnishment and can seek the return of wages that have already been garnished. Contact us to set up your free initial consultation with one of our experienced bankruptcy attorneys.
Our firm utilizes aggressive litigation tactics in our bankruptcy representation. We work to secure the return of money that has already been garnished. Under the bankruptcy code, there is a certain amount allowable under the exemption rules. Various exemptions apply to bankruptcy, such as the equity in your home and in your car.
Any amount recovered over and above the exemptions will be applied to the resolution of your debts. This can be beneficial in that it can put money in your pocket and help pay off your debts.
Let us help you stop your wage garnishment and seek the return of any garnished wages. Call 312.853.3100 or contact us to schedule your free initial consultation with one of our lawyers. We offer flat fees so that our customers know their costs up front. Se habla español.
Bankruptcy is a last resort. There may be alternatives that can help you deal with the financial burden. Call us at 312.853.3100 for more information about our areas of expertise and to find out if bankruptcy is the best option for you.