LEGAL FORECLOSURE DEFENSE

Chicago Foreclosure Defense Lawyers

If your bank is trying to foreclose on your home we can provide active and aggressive help. We will answer the complaint and actively defend it in state court. Our Chicago foreclosure defense attorneys will look for violations of the chain of securitization.

In today’s mortgage marketplace, many people’s mortgages have been packaged as securities with other mortgages and sold and resold multiple times to different investors. Given these transfers of ownership, it can be difficult to determine who actually has the right to foreclose on your property.

Do They Have the Right to Foreclose on Your Home?

Skilled Legal Foreclosure defense Chicago

At Benjamin Brand LLP, we will make whatever bank is trying to foreclose on your home prove that they actually have the right. For many of these banks, proving that they are the right party to be foreclosing on your house can be very difficult. Any error in the chain of securitization or title can derail a bank’s attempts to foreclose on your property.

Creating that level of difficulty for those banks can be a great incentive for them to accept a proposal for a loan modification that actually helps you stay in your home.

Chapter 13 Bankruptcy May Stop Foreclosure

If a bank is unwilling to cooperate and accept a loan modification that will keep you in your home, we always have the option of filing for Chapter 13 bankruptcy. The automatic stay that occurs when you file for bankruptcy will put an immediate halt to any foreclosure proceedings and any other collection activities. You can utilize the Chapter 13 repayment plan to catch up on late mortgage payments.