If you are currently at risk of losing your home to foreclosure, the first thing that you need to do is contact a foreclosure defense attorney from our law firm. Our firm is known for providing active, aggressive help in these cases. Not only can we answer the claim, but we can defend it in state court.
In modern times, cases of foreclosure can be difficult because of how often ownership is transferred. It is not uncommon for a mortgage to be packaged with securities and then sold multiple times. When this happens, it can become convoluted and difficult to determine who has the right to foreclosure.
Therefore, when we take on a case, one of the first things that we will do is make the bank prove that they actually have the right to foreclose, which can be extremely difficult in most cases. Should they face an error in the chain of securitization or title, it may be nearly impossible for them to prove that they have the right. Due to this level of difficulty, many banks may accept a loan modification proposal.