An increase in the number of people needing foreclosure help combined with a lack of affordable housing and a state unemployment rate higher than the national average has led to an increase in youth homelessness in Chicago, the Chicago News Cooperative reported on November 4, 2011. Chicago Public Schools data for September showed a record high of 10,660 homeless students enrolled in Chicago’s classrooms this fall, a 16 percent increase over last year.
Chicago is entering the ninth year of a 10-year Plan to End Homelessness, but the Cooperative noted that the initiative overlooked the young homeless people who can be most vulnerable when living on the streets ever since then-Mayor Richard M. Daley started the program in 2003. With most initiatives concentrating on the chronically homeless and people with disabilities, the city is now working on a new strategy for ending homelessness in Chicago without a 10-year deadline. According to the Cooperative, the Chicago Alliance to End Homelessness identified two “special populations” for particular attention: youth and ex-offenders.
If you are facing foreclosure and trying to keep your home so your kids will not end up on the streets, a bankruptcy means test could be your first step toward ending creditor harassment. Our Chicago bankruptcy lawyer can help you set up your own Chapter 7 or Chapter 13 plan that will allow you to keep your home and reestablish credit.
Benjamin Brand Services – Chicago bankruptcy attorney