Do Not Get Tricked Into Paying For Mortgage Help

Despite the fact that they had only owned their condo for two months, Joyce Thompson and her husband, Paul English, received what the Chicago Tribune described  as an "official-looking letter with the words 'foreclosure sale pending' on the envelope" with the letter including the address of their condo and an auction date. The Tribune reported on November 15, 2011, that while the letter from a company called Expert Legal Helpers warned "your home will be sold and you will be evicted from your property," it also stated "we will have authorization to postpone the sale of your property once we are contacted."

When Thompson called the company, she told the Tribune that it "sounded like a boiler room - lots of people talking in the background." She listened to a salesman’s pitch for a few minutes before hanging up, telling the Tribune she suspected it was a scam.

Deceptive letters such as the one Thompson and English received are becoming commonplace as more and more con artists seek to take advantage of the millions of Americans needing foreclosure help. The Tribune noted that market researcher RealtyTrac found foreclosure filings rose in the third quarter, with 1 in every 213 properties nationwide facing default notice, auction or bank repossession.

The Tribune also noted that the Federal Trade Commission enacted a rule that forbids companies from charging up-front fees for mortgage assistance, called the Mortgage Assistance Relief Services Rule. Homeowners facing legitimate foreclosure need to know that our Chicago bankruptcy lawyer can not only provide a free initial consultation, but also help you keep your home through a Chapter 7 or Chapter 13 bankruptcy filing.

Benjamin Brand Services - Chicago bankruptcy attorney

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  • You can meet with an experienced law Partner in the Firm not some associate.
  • We concentrate in foreclosure defense and bankruptcy so we have more options to offer you then other attorneys
  • We also represent individuals in Chapter 11's that offer better loan workout and restructuring options then Chapter 13 and most bankruptcy lawyers do not know how to do it.
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